Banking on refugees: (Record no. 14580)
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| fixed length control field | 02147nab a2200193 4500 |
| 005 - DATE & TIME | |
| control field | 20230910154331.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 230910b |||||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Bhagat, Ali |
| 245 ## - TITLE STATEMENT | |
| Title | Banking on refugees: |
| Sub Title | Racialized expropriation in the fintech era/ |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Name of publisher, distributor, etc | Sage, |
| Date of publication, distribution, etc | 2020. |
| 300 ## - PHYSICAL DESCRIPTION | |
| Pages | Vol. 52, Issue 8, 2020 ( 1498–1515 p.) |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | Fintech and digital financial services involve the delivery of financial products and services through technology. Fintech companies are part of a financial lending infrastructure claiming to offer an alternative to ‘big banks’, and are often touted as digitally disruptive technology that is rapidly reshaping financial inclusion agendas and improving the lives of the poor. For many refugees living in camps and informal settlements in Kenya, fintech is often the only viable option for credit or microfinance aid. While refugees are often excluded from credit, the spread of fintech as a solution for direct peer-to-peer aid transfers from the Global North to refugees has resulted in the uneven distribution of credit access and livelihood support. Through fintech, private citizens and groups in the Global North are able to disrupt and subvert refugee assistance, deeming some worthy of aid while others face ongoing exclusion. While fintech remains a hopeful source of greater efficiency and empowerment, the direct transfer of aid money masks profit and corporate power by only extending assistance to those refugees who are appropriately entrepreneurial, that is to say those who will start small businesses and pay back their loans. This paper argues that processes of financial inclusion carried out by and through fintech are still distinguished largely by exclusion. In so doing, this paper highlights a theoretical position that refugee governance is embedded in racial forms of capital accumulation and expropriation. |
| 700 ## - Added Entry Personal Name | |
| Added Entry Personal Name | Roderick, Leanne |
| 773 0# - HOST ITEM ENTRY | |
| Host Biblionumber | 8877 |
| Host Itemnumber | 17103 |
| Place, publisher, and date of publication | London Pion Ltd. 2010 |
| Title | Environment and planning A |
| International Standard Serial Number | 1472-3409 |
| 856 ## - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | https://doi.org/10.1177/0308518X20904070 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | E-Journal |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| -- | 57711 |
| 700 ## - Added Entry Personal Name | |
| -- | 57712 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
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