Underinsurance as adaptation: (Record no. 14420)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02096nab a2200193 4500 |
| 005 - DATE & TIME | |
| control field | 20230831123318.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 230831b |||||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Booth, Kate |
| 245 ## - TITLE STATEMENT | |
| Title | Underinsurance as adaptation: |
| Sub Title | Household agency in places of marketisation and financialisation/ |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Name of publisher, distributor, etc | Sage, |
| Date of publication, distribution, etc | 2020. |
| 300 ## - PHYSICAL DESCRIPTION | |
| Pages | Vol. 52, Issue 4, 2020 ( 728–746 p.) |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | The underinsurance of property is pervasively and persuasively promoted as an indicator of risk and riskiness and, in Western nations, is assumed to be aligned with socio-economic disadvantage. Yet, the solution – in its most simple form, buying more insurance – lacks critical interrogation of what the problem actually is. To understand underinsurance better, we map house and contents underinsurance across two municipalities in Australia’s island state of Tasmania, and observe that the existing delineation of disadvantage and advantage between these two places is muted in relation to insurance – underinsurance does not straightforwardly map onto disadvantage. We provide an alternative explanation: that underinsurance is not a risk for households per se and does not represent riskiness on behalf of these households. Rather, it is indicative of household agency that produces place-specified responses within the processes of financialisation and marketisation. We observe that the growth in renting, driven in part by housing financialisation, is associated with property underinsurance. The history of renting as temporary and marginal informs renter decision making not to insure, and thus current financialised changes in housing co-produce rather than ameliorate underinsurance. We also conclude that in negating or resisting insurance marketisation, households garner everyday financial and material adaptative capacity by underinsuring. |
| 700 ## - Added Entry Personal Name | |
| Added Entry Personal Name | Kendal, Dave |
| 773 0# - HOST ITEM ENTRY | |
| Host Biblionumber | 8877 |
| Host Itemnumber | 17103 |
| Place, publisher, and date of publication | London Pion Ltd. 2010 |
| Title | Environment and planning A |
| International Standard Serial Number | 1472-3409 |
| 856 ## - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | https://doi.org/10.1177/0308518X19879165 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | E-Journal |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| -- | 57379 |
| 700 ## - Added Entry Personal Name | |
| -- | 57380 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| -- | ddc |
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